# Tax Resolution *December 31, 2025 · Cheralis Financial* [Home](https://cheralis.com/)/Tax Resolution IRS Problems? # Tax Resolution Services Stop the stress. Stop the letters. Stop the wage garnishments. We negotiate with the IRS so you don't have to. [Get Immediate Help](https://calendly.com/cheralisfinancial/30min) [Call Now: 470-699-1187](tel:4706991187) IRS Enrolled Agent 20+ Years Experience $2M+ in Tax Debt Resolved Don't Wait ## Are You Experiencing Any of These? The IRS doesn't stop. Every day you wait, penalties and interest grow. If you're dealing with any of these, you need professional help now. #### IRS Letters & Notices CP notices, collection letters, or audit notifications piling up #### Wage Garnishment The IRS is taking money directly from your paycheck #### Bank Levy Your bank account has been frozen or funds seized #### Tax Lien Filed A federal tax lien is damaging your credit and blocking property sales #### Unfiled Tax Returns You haven't filed in one or more years and don't know where to start #### Growing Tax Debt You owe back taxes and can't afford to pay in full Resolution Packages ## How We Can Help All tax resolution services require a retainer paid upfront. No work begins until payment clears. Entry Package ### IRS Compliance Review $750 one-time Not sure where you stand with the IRS? We'll pull your transcripts, analyze your account, and give you a clear picture of your situation—plus a roadmap to resolution. #### What's Included: - IRS account transcript analysis - Compliance status review - Identification of all tax years in question - Penalties and interest breakdown - Resolution roadmap with recommendations - Written findings summary - 45-minute consultation call **Best for:** Understanding your full IRS situation before committing to a resolution strategy. [Get Started](https://calendly.com/cheralisfinancial/30min) Most Common Payment Plan ### IRS Installment Agreement $1,500 retainer Can't pay your tax debt in full? We negotiate a monthly payment plan the IRS will accept—and that you can actually afford. #### What's Included: - IRS transcript analysis - Complete financial review - Payment amount calculation - Installment Agreement negotiation - Direct IRS communication handling - Collection activity pause - Agreement confirmation documentation - Follow-up support **Best for:** Taxpayers who owe $10,000–$50,000 and need manageable monthly payments. [Get Started](https://calendly.com/cheralisfinancial/30min) Settle for Less ### Offer in Compromise $3,500–$6,000 retainer In some cases, the IRS will accept less than you owe. We analyze your situation, prepare the complex OIC application, and negotiate on your behalf. #### What's Included: - Full financial analysis - OIC eligibility determination - Form 433-A or 433-B preparation - Reasonable Collection Potential calculation - Offer amount calculation - Complete OIC package submission - IRS negotiation and follow-up - Response to IRS requests **Best for:** Taxpayers with significant debt who truly cannot afford to pay in full. **Note:** Not everyone qualifies. We'll be honest about your eligibility upfront. [Check Eligibility](https://calendly.com/cheralisfinancial/30min) Urgent Emergency Response ### Active IRS Enforcement Starting at $4,000 retainer Wages being garnished? Bank account levied? Federal tax lien filed? This requires immediate action. We contact the IRS right away to stop or release active enforcement. #### What's Included: - Immediate IRS contact - Collection hold requests - Levy release negotiation - Lien subordination or withdrawal - Wage garnishment release - Resolution strategy execution - Ongoing representation - Full case management **Best for:** Taxpayers facing active collection action who need immediate relief. [Call Now](tel:4706991187) Our Process ## How We Resolve Your Tax Debt 1 ### Free Consultation We listen to your situation, understand your concerns, and explain your options—no cost, no obligation. 2 ### Investigation We pull your IRS transcripts, analyze your tax history, and identify the best resolution strategy for your case. 3 ### Representation As your authorized representative, we handle all IRS communication. No more stressful calls or confusing letters. 4 ### Resolution We negotiate the best possible outcome—whether that's a payment plan, settlement, or penalty abatement—and get it in writing. Important ## Payment Terms for Tax Resolution #### Full Retainer Required Tax resolution services require the full retainer paid upfront. No work begins until payment clears. #### Retainer Earned Upon Engagement Once we begin working your case, the retainer is earned. There are no refunds once work has started. #### Clear Scope of Work You'll receive a detailed service agreement outlining exactly what's covered before you pay. #### No Outcome Guarantees We cannot guarantee specific IRS outcomes. We guarantee our best professional effort on your behalf. Why Cheralis? ## Experience That Gets Results You need someone who knows IRS procedures inside and out. Someone who's been in the trenches and won. - **IRS Enrolled Agent** Licensed by the U.S. Treasury to represent taxpayers before the IRS - **20+ Years of Tax Experience** Hundreds of successful resolutions for individuals and businesses - **$2M+ in Tax Debt Resolved** Proven track record of negotiating real results - **Personal Attention** You work directly with Cherisse—not passed off to junior staff ### Free Case Evaluation Not sure where you stand? Let's talk about your situation—confidentially and at no cost. [Schedule Free Consultation](https://calendly.com/cheralisfinancial/30min) or call [470-699-1187](tel:4706991187) Common Questions ## Frequently Asked Questions Will I go to jail for not paying my taxes? For most people, no. The IRS pursues criminal charges only for willful tax evasion or fraud—not for inability to pay. If you simply owe money and want to resolve it, we can help. Civil penalties and collection actions are far more common than criminal prosecution. Can you really settle my debt for "pennies on the dollar"? Sometimes—but not always. The IRS Offer in Compromise program does allow some taxpayers to settle for less, but eligibility depends on your income, assets, and ability to pay. We'll be honest about whether you're a candidate. Beware of companies that promise everyone can settle for pennies—that's a red flag. How long does tax resolution take? It depends on the complexity of your case and the IRS's current processing times. Simple installment agreements may be resolved in 30–60 days. Offers in Compromise can take 6–12 months or more. We'll give you a realistic timeline during your consultation. What if I have unfiled tax returns? You must become compliant before most resolution options are available. We can help you file missing returns (past 6 years typically) and then pursue resolution. Filing back returns is often the first step in any resolution case. Will you talk to the IRS for me? Yes. As an IRS Enrolled Agent, Cherisse has the authority to represent you before the IRS. We handle all calls, letters, and negotiations. You don't have to talk to the IRS directly unless you want to. What's the difference between you and those TV tax relief companies? Those companies spend millions on advertising—which means high overhead and often high-pressure sales tactics. Many have been sued for misleading claims. With Cheralis, you work directly with an experienced Enrolled Agent who knows your case personally. No sales pitches, no bait-and-switch, no unrealistic promises. ## Stop Living in Fear of the IRS The sooner you act, the more options you have. Schedule your free consultation today—confidential, no obligation. [Schedule Free Consultation](https://calendly.com/cheralisfinancial/30min) [Call Now: 470-699-1187](tel:4706991187) --- Source: https://cheralis.com/tax-resolution/ Author: Cherisse Skeete, IRS Enrolled Agent — Cheralis Financial